McLEAR vs. K Ring: A Comprehensive Review

In a world dominated by rapid digital advancements, smart rings have emerged as a novel way to simplify payments. The McLEAR and K-Ring are two leaders in this market, and in this article, we’ll be comparing them head-to-head to determine which might be the best fit for you.

Comparison Table: McLEAR vs. K-Ring

Trustpilot Rating3.8/51.4/5
FeaturesWaterproof, Hypoallergenic, No Charging, RingPay app, Multiple Ring ManagementContactless, Waterproof, Scratch-resistant, No Charging
User FeedbackMostly positive with some concerns about durability.Concerns about customer service and product reliability.
ProsQuick payments, Visa Approved, Durable, RingPay Rewards, and Giving features.Attractive design, Multiple color options, Mastercard approved.
ConsSome reported issues after prolonged use.Unreliable customer service, Occasional functionality issues.

Our Verdict

McLEAR has truly made a mark in the smart ring industry since 2013 with its NFC Ring. Upon close inspection, McLEAR, with its higher Trustpilot rating and features like the RingPay app, appears to be the superior choice for many. Its partnership with Visa and other financial institutions adds a layer of trustworthiness. Its strong ceramic make ensures that it’s not just waterproof and scratch-resistant but also hypoallergenic. Users can keep an eye on their expenditures using the RingPay app, available for both iOS and Android, while benefiting from features like Auto Top-up and RingPay Rewards. Reviews reflect the overall satisfaction of users, but there are concerns about the product’s longevity.

K-Ring, although stylish and Mastercard-approved, has received more criticism, especially concerning customer service. Also, its services have been temporarily discontinued as explained later.

Detailed Review of Ring Pay by McLEAR

McLEAR’s Ring Pay is a game-changer in the realm of contactless payments. This remarkable piece of technology embodies a combination of innovation, security, and convenience.

  • Effortless Transactions: Make secure payments anywhere accepting contactless, right from your finger.
  • Always Ready: It doesn’t require any charging and is always ready for use.
  • Durability: Designed with waterproof, scratch-resistant, and stress-tested materials.
  • RingPay App: Track spending, lock a misplaced ring, and manage transactions via a dedicated app available for both iOS and Android.
  • Unique Features:
    1. RingPay Rewards: Earn cashback at specific retailers, with the possibility to transfer the rewards directly to the RingPay account.
    2. RingPay Giving: Simplify charity donations with unique giving rules.
    3. Multiple Ring Management: Support for up to four rings, allowing seamless fund transfers among them.
    4. Enhanced Security: Accessible through FaceID, fingerprint, or a 6-digit code.
    5. Transaction Records: Easily export your transaction details for additional reference or business needs.
    6. Personalization: Give a unique name to your ring, especially useful when managing multiple rings.
    7. Strategic Partnerships: McLEAR collaborates with major institutions like Visa and Infineon, underscoring its industry credibility.

Detailed Review of K-Ring

K-Ring was once a prominent player in the smart ring sector. However, current developments have overshadowed its past achievements.

Service Status

Recent updates from K Wearables indicate a shift in their operational strategy. The availability of the K-Ring has been temporarily discontinued. Existing and potential users should be aware of this service suspension when considering their contactless payment options.


April 2020Moorwand terminated the K Wearables prepaid program, followed by attempts to shut down K Wearables Ltd. Consequently, the K Ring service was deactivated on 30th September 2022, rendering all associated virtual cards non-functional.
September 2022Moorwand terminated the K Wearables prepaid program, followed by attempts to shut down K Wearables Ltd. Consequently, the K Ring service was deactivated on 30 September 2022, rendering all associated virtual cards non-functional.

Despite these setbacks, there remains a glimmer of hope. K Wearables is actively exploring partnerships with other regulated payment service providers for a potential comeback in the future.


  1. Who are McLEAR competitors?
    McLEAR faces competition from Token Ring, LAKS Ring2Pay, and Xenxo S-Ring.
  2. Who is the CEO of McLEAR?
    Nicoli Prencipe heads the McLEAR company.
  3. Does McLEAR ring work in the US?
    McLEAR operates in partnership with major financial institutions, including Visa, making it widely accepted. However, the specific availability in the US would depend on the local merchant’s acceptance of contactless payments.


While Ring Pay by McLEAR continues to pave the way in smart ring technology with its wide array of features, the K-Ring faces an uncertain future. Both products, however, signify the continuous evolution of contactless payment systems, heralding a future where transactions become even more seamless and integrated into our daily lives.


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