Asia Miles, the frequent flyer program of Cathay Pacific, offers a plethora of opportunities for travelers to earn and redeem miles. Choosing the right credit card can significantly boost your miles accumulation, opening doors to premium travel experiences.
In this comprehensive guide, we delve into the best credit cards tailored for earning Asia Miles, comparing their benefits, bonuses, and features. Whether you’re a business owner, a frequent traveler, or just starting your journey with Asia Miles, this guide will help you make an informed decision.
1. American Express Platinum Business Card
- Sign-up Bonus: 200,000 bonus Membership Rewards points
- Rewards Earn Rate: Earn up to 2.25 Membership Rewards points per $1 on eligible business purchases. However, for government body transactions, it’s 1 point per $1.
- Annual Fee: $1,750 p.a. ongoing with up to 99 Employee Cards at no extra cost.
- Description: This card is tailored for small to medium-sized businesses aiming to maximize their points and enjoy business and travel benefits.
2. American Express Platinum Card
- Sign-up Bonus: 150,000 bonus Membership Rewards points
- Rewards Earn Rate: Earn 2.25 Membership Rewards points per $1 on eligible purchases. For government body transactions, it’s 1 point per $1.
- Annual Fee: $1,450 p.a.
- Description: This card offers up to $400 in Global Dining Credit annually and a $450 yearly Travel Credit. Ideal for those looking to earn Membership Rewards points on daily expenses and transfer them to 12 major Airline Rewards Partner Programs.
3. Westpac Altitude Rewards Black
- Sign-up Bonus: 140,000 Altitude points
- Rewards Earn Rate: 1.25 Altitude Points for every $1 on eligible purchases.
- Annual Fee: $150 for the first year, $295 p.a. ongoing
- Description: New cardholders can redeem points for up to $590 in e-gift cards or transfer them to various frequent flyer programs. The card also offers high points earn rates and benefits like lounge invites.
4. NAB Rewards Signature
- Sign-up Bonus: Up to 140,000 NAB Rewards Points
- Rewards Earn Rate: 1.25 NAB Rewards Points per $1 on everyday purchases, 2.5 points in major stores, and 3.75 points per $1 overseas.
- Annual Fee: $195 for the first year, $295 p.a. ongoing
- Description: Points can be transferred to various frequent flyer programs, and there’s a bonus for overseas spending and purchases at major stores. The card also offers a reduced first-year annual fee.
5. Cathay Pacific Visa® Card
- Welcome Bonus: 35,000 Asia Miles
- Annual Fee: $95
- Regular APR: 28.24% variable
- Description: The Cathay Pacific Visa® Card offers a generous welcome bonus of 35,000 Asia Miles and features like priority check-in and boarding. With an annual fee of $95, cardholders benefit from no foreign transaction fees and exclusive discounts on Asia Miles transactions, making it a valuable choice for frequent travelers to Asia.
Which is the Best Option
The American Express Platinum Business Card stands out as the best credit card overall in this list. With a generous sign-up bonus of 200,000 Membership Rewards points and a comprehensive set of benefits tailored for small to medium-sized businesses, it offers unparalleled value, especially for business owners aiming to maximize their points and enjoy both business and travel benefits.
