Smartwatches have been a game-changer, offering far more than just time. From fitness tracking to notifications and now, NFC payments, the convenience is unmatched. If the idea of tapping your watch instead of your phone for payments sounds enticing, this guide is for you.
Best Budget Smartwatch with NFC Payment
1. Fitbit Versa 4
Price – $198.95
Ratings – 4.4 out of 5
The Fitbit Versa 4 shines with its numerous sports modes and automatic activity detection. With Fitbit’s consistent data metrics and a built-in GPS, this smartwatch is a reliable companion for fitness enthusiasts.
Key Features:
- Automatic activity detection
- Reliable data metrics
- Built-in GPS
- SpO2 monitor
- Fitbit Pay for NFC payments
Pros and Cons
| Pros | Cons |
| Accurate health tracking | Fitbit Pay isn’t as widely compatible as Google Pay or Apple Pay |
| Affordable |
Verdict:
For budget-conscious individuals seeking a reliable fitness tracking experience combined with NFC payment capability, the Fitbit Versa 4 is a top-tier choice.
2. Fossil Gen 6 Smartwatch
Price – $183.9
Ratings – 4.4 out of 5
Fossil addresses performance issues with its Gen 6, offering both style and functionality. Its seamless integration with Wear OS makes it a mini Android device on your wrist.
Key Features:
- Stylish design
- Standard health tracking
- Wear OS
- Google Pay for NFC
Pros and Cons
| Pros | Cons |
| Excellent design | Average battery life |
| Smooth performance |
Verdict:
If aesthetics and performance are your top priorities, the Fossil Gen 6 seamlessly blends the best of both worlds, ensuring you don’t compromise on style or functionality.
3. Samsung Galaxy Watch 5
Price – $159.99
Ratings – 4.7 out of 5
The Samsung Galaxy Watch 5 stands out with its versatility in NFC payments, even in unsupported regions, thanks to Samsung Pay. Along with its compatibility with Google Pay, it’s a user-friendly choice.
Key Features:
- Wear OS 3
- Reliable health tracking
- Both Google Pay and Samsung Pay for NFC
Pros and Cons
| Pros | Cons |
| Reliable software | Average battery life |
| Works with both Google Pay and Samsung Pay |
Verdict:
For those seeking a universal smartwatch solution, the Samsung Galaxy Watch 5 offers unparalleled payment versatility and a robust set of features that cater to most users’ needs.
4. TicWatch Pro 3 Ultra
Price – $299.99
Ratings – 4.2 out of 5
The TicWatch Pro 3 Ultra boasts an impressive battery life, especially when in battery saver mode. With Wear OS and several health features, it is a robust option for those keen on longevity.
Key Features:
- 45-day battery life in saver mode
- Fatigue assessment sensor
- Google Pay for NFC
Pros and Cons
| Pros | Cons |
| Solid battery life | Slight stutters in the UI |
| Attractive design |
Verdict:
For users prioritizing battery life without sacrificing essential features, the TicWatch Pro 3 Ultra provides an optimal balance between performance and longevity.
5. Apple Watch Series 8
Price – $489.99
Ratings – 4.6 out of 5
The Apple Watch Series 8, with its flawless software, remains a top contender. Ideal for iPhone users, it offers a seamless experience and NFC payments with Apple Pay.
Key Features:
- watchOS for a lag-free experience
- ECG and other health features
- Apple Pay for NFC
Pros and Cons
| Pros | Cons |
| Best software on a smartwatch | Only compatible with iPhones |
| Reliable fitness data | Needs to be charged every day |
Verdict:
iPhone users need to look no further. The Apple Watch Series 8 offers a synergistic experience, seamlessly integrating with the Apple ecosystem while offering top-notch performance and convenience.
Which is the Best Option?
While all the above options have their unique offerings, the Samsung Galaxy Watch 5 stands out for its universal appeal. Its compatibility with both Google Pay and Samsung Pay makes it a win-win for most users. However, consider your personal needs and preferences to make the best decision for you.
